giropay

giropay is a popular e-commerce payment method in Germany. Consumers can make online purchases using direct transfers from their bank accounts. giropay works together with most German banks, using the banks' online banking systems to carry out payment transactions.

giropay Configuration

1. Select Shop Settings/Payment Methods.

2. Scroll down to Wirecard giropay.
   

3. Click Wirecard giropay to open the giropay configuration page:
   

Purchase Price From/To

During checkout, the consumer can choose giropay only if the total purchase price is within the specified limits. Select the limits according to your Wirecard contract.

Descriptor

The descriptor is the text representing an order on the consumer's bank statement issued by their bank. It provides information for the consumer, as it associates a specific debit on the consumer's account with the respective purchase in your shop.

• If the descriptor is set to No, the consumer's bank generates a default entry for each purchase.

• If the descriptor is set to Yes, the descriptor text consists of the first 9 characters of the shop name and the order number. To modify the descriptor, use the method getDescriptor in the file Extend/Model/Payment_Gateway.php.

  • Allowed characters: umlaut, 0-9, a-z, A-Z, , +, ,, -, .
  • Max. length: 27 characters

Set this feature to Yes to send the descriptor with each request/response.

Send Additional Information

If this feature is set to Yes, additional data will be sent for the purpose of fraud protection. This additional data includes billing/shipping address, shopping basket, and descriptor.

Note: The additional information includes the descriptor even if the descriptor option is set to No.

Delete Canceled Order

If this feature is set to Yes, every time the payment process is canceled before completion of the authorization/purchase, the corresponding order will be automatically deleted from the OXID order management.

Delete Failed Order

If this feature is set to Yes, every time the payment process fails to complete the authorization/purchase successfully, the corresponding order will be automatically deleted from the OXID order management.

Payment Action

giropay transactions allow only payment action Purchase, which triggers the transaction type debit for payment method giropay.

Successful transactions (i.e. payments for orders) are captured/invoiced automatically and do not have to be confirmed manually.

Supported Post-processing Operations

Post-processing operations are currently not available for giropay.