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_posts/2024-10-28-apple-passwords-generated-strong-password-format.md

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+---
+
+layout: post
+date: 2024-10-28
+link: https://rmondello.com/2024/10/07/apple-passwords-generated-strong-password-format/
+title: Apple Passwords Generated Strong Password Format
+cited: Ricky Mondello
+
+---
+
+> I've noticed some of these details, like that the passwords are comprised of little "fake words" and are dominated by lowercase letters, but I hadn't noticed all of them. It's a bunch of clever little touches, all in the aim of making strong passwords that are _convenient_ in odd situations (like typing them with a game controller). 
+
+Gruber on Mondello
+
+The convience of passwords on odd devices with odd keyboards is to not need passwords at all or to handoff to nearby devices to use a Password Manager like 1Password.

_posts/2024-10-28-extra-£100m-bill-for-state-pension-rise-next-year.md

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+---
+
+layout: post
+date: 2024-10-28
+link: https://ifamagazine.com/upward-revision-of-earning-figures-gives-rachel-reeves-unwelcome-extra-100m-bill-for-state-pension-rise-next-year-steve-webb-lcp/
+title: Extra £100m bill for state pension rise next year
+cited: Steve Webb, LCP - IFA Magazine
+
+---
+
+> Last month the provisional estimate was 4.0% but today this has been revised to 4.1%.  Just this extra 0.1% adds around £100m to the state pension bill under the triple lock formula.
+
+Scrap the triple lock and normalise the state pension with the threshold for basic rate of income tax. And then up it as bonus to keep pensioners happy.
+
+The state pension will always be tax free. Is a headline governments can be won on.
+
+Also by brining these together it unites pensioners with workers rather than dividing them.
+
+Off set the cost by a new annual wealth tax of 2.5% on the top earners (income over 1 million a year). Then use future years to create a JSIPP for all those kids entering primary school with a deposit of £3-5k. - in time this could replace the state pension by letting compounding do its work.

_posts/2024-10-28-microsoft-teams-is-getting-threads-and-combined-chats-and-channels.md

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+---
+
+layout: post
+date: 2024-10-28
+title: Microsoft Teams is getting threads and combined chats and channels
+
+---
+
+> Microsoft is finally adding threaded conversations to its Microsoft Teams communications app. Threaded conversations in Teams won’t arrive until mid-2025, but ahead of that, Microsoft is also combining its separate chats and channels UI inside Teams into a single view.

_posts/2024-10-28-pension-transfer-times-at-lowest-since-pandemic.md

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+---
+
+layout: post
+date: 2024-10-28
+link: https://ifamagazine.com/pension-transfer-times-at-lowest-since-pandemic/
+title: Pension transfer times at lowest since pandemic
+cited: IFA Magazine
+
+---
+
+> Pension transfer times are at their lowest since the end of the pandemic in 2021, new data from the Origo Transfer Index shows, even as transfers volumes have continued to increase. 
+
+This is good news, but I read lowest and think slowest. Maybe it's just me. Why not title this as at "Pension transfers at their fastest since Pandemic".