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Sight, Wise
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tarsius committed Nov 11, 2023
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55 changes: 6 additions & 49 deletions donate/ach.md
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---
layout: default
title: Sponsor my work using a US bank transfer (ach)
title: US bank transfer is no longer possible
---

If you want to make a transaction from **your US bank account**, you should
transfer money to **my US bank account**, because transfering from that account
to my Swiss bank account is fairly cheap, while transfering money from your US
account to my Swiss account is likely extremely expensive.
*I can no longer accept payments to an US bank account because banking in the
USA is inherently unsafe. I apologize to everyone I previously confinced to
use this method and kindly ask you to use another payment method going forward.
Thanks!*

You should make an **ACH** direct deposit, which should be fairly cheap or even
free. If you are aware of a cheaper option then use that of course (and please
*tell me about it* so that I can update these instructions).

***Avoid wire transfers** as they are very expensive for you and costs me $4 per
incoming transaction as well. My new US bank account does not support Zelle.*

<h2>Transaction details</h2>

- Account holder: Jonas Remigius Bernoulli
- Routing number: 084009519
- Account number: 9600004435885604
- Account type: Checking

You probably won't have to provide the name and address of the bank, but it
might be auto-filled for you. If so, you should see one of the following two
companies and their address. (I have a [wise.com](https://wise.com) account
and they partner with *Evolve Bank and Trust* for US bank accounts.)

<pre>
Wise
30 W. 26th Street, Sixth Floor
New York NY 10010
United States
</pre>

or

<pre>
Evolve Bank and Trust
6070 Poplar Ave suite 200
Memphis TN 38119
United States
</pre>

<br><img class="paylogo" src="/assets/donate/ach.png"><br>

<hr>
<br>
*If you have a non-US bank account, then instead make an [IBAN](/donate/iban/)
transaction. Some other donation options are [available](/donate).*

# Please support my work on Magit
{% markdown make-better.md %}
{% markdown donate-main.md %}
37 changes: 15 additions & 22 deletions donate/iban.md
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---

If you have a **European bank account**, then
[IBAN](https://en.wikipedia.org/wiki/International_Bank_Account_Number)
is the best option to transfer money to me. For non-European bank
accounts this may also be the best option; a notable exception are US
bank accounts.
[IBAN](https://en.wikipedia.org/wiki/International_Bank_Account_Number) is a
good option to transfer money to me.

<h2>Transaction details</h2>
<h2>Account details</h2>

IBAN is **CH92 0077 0016 0444 2057 7**. Before completing the transaction make
sure you are sending money to **Jonas Bernoulli** and that you use **CHF**
(Swiss franks) as the currency.
My IBAN is **CH92 0077 0016 0444 2057 7**.

Before completing the transaction make sure you are sending money to **Jonas
Bernoulli** and that you _use **CHF (Swiss franks)** as the currency_.

You probably won't need this information, but in case your bank asks for it:
SWIFT is **BKBBCHBB**, BIC is **BKBBCHBBXXX**, the bank's name is **Basler
Kantonalbank**, and the clearing-number is **770**.

<h2>Alternative transaction details</h2>

Ultimately I am going to spend most of my money in CHF, and therefore most
donations have to go through a currency conversion at some point. I do not
plan to open an IBAN account for each currency someone might want to pay in,
but since I live a twenty minute walk away from two EU contries, I do have
some expenses in EUR, and an IBAN account in that currency:

IBAN is **BE72 9673 1066 6916**, BIC is **TRWIBEB1XXX**, Account holder is
**Jonas Remigius Bernoulli**, and the address is **Avenue Louise 54, Room S52 /
Brussels / 1050 / Belgium**.
<br>
<hr>

<br><img class="paylogo" src="/assets/donate/iban.png"><br>
*I can no longer accept payments to an EUR bank account. I used Wise for
that before, but their accounts are inherently unsafe. I apologize to
everyone I previously confinced to use this method and kindly ask you to
use [another payment method](/donate) going forward. Thanks!*

<hr>
<br>
*If you have a US bank account, then instead make an [ACH](/donate/ach/)
direct deposit. Some other donation options are [available](/donate).*

<br><img class="paylogo" src="/assets/donate/iban.png"><br>

# Please support my work on Magit
{% markdown make-better.md %}
11 changes: 4 additions & 7 deletions donate/index.md
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# Bank transfers

Bank transfers have the advantage that there are *no fees* (in Europe) or
*smaller fees* compared to payment processors (in the USA).

- Use [ACH](/donate/ach.html) direct deposit if you have an US bank account.

- Use [IBAN](/donate/iban.html) if you have a European account. This might
also work for other non-US bank account.
- Use my [IBAN](/donate/iban.html) account, if you alos have a European account.
Bank transfers have the advantage that there are *no fees*. This might also
work from other bank account, but then there might be, *potentially high*,
fees.

# Payment processors

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