Prosper is one of the pioneers of peer-to-peer, or marketplace, lending, which connects good-credit borrowers with investors who can choose to fund their loans. Prosper personal loans are a good fit for borrowers who: Have good to excellent credit scores.
From the analysis done on prosper loan data, it is seen that;
• Most loan listings were created during working hours. We see a trend increasing from the early mornings and decline towards late evenings.
• We see that 77.04% of all the loan listings belong to the 36 month duration category.
• There is correlation between LoanOriginalAmount and MonthlyLoanPayment, borrowers with shorter loan terms tend to have a higher MonthlyLoanPayment.
• I shoul describe my words more so that my reader can know what am saying, e.g. listing should be more understood saying Loan listing.
• The message was well passed across. (After the first correction was affected).