A credit scorecard is
a credit model for measuring individuals' creditworthiness.
By quantifying the probability that a lender may display a defined behavior,
scorecards represents the lender's creditworthiness in numeric credit score.
Scorecard module of FATE provides a score transformer which scales
predict score(probability of default) to credit score
with user-defined range and parameter values.
.. automodule:: federatedml.param.scorecard_param
:members:
| params: |
| method: | score method, currently only supports "credit" |
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| offset: | score baseline, default 500 |
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| factor: | scoring step, when odds double, result score increases by this factor, default 20 |
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| factor_base: | factor base, value ln(factor_base) is used for calculating result score, default 2 |
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| upper_limit_ratio: | upper bound for odds, credit score upper bound is upper_limit_ratio * offset, default 3 |
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| lower_limit_value: | lower bound for result score, default 0 |
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| need_run: | Indicate if this module needs to be run, default True |
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| examples: | There is an example [conf]
and [dsl]
|
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