diff --git a/composer.json b/composer.json
index 6b1ccf9..52a208b 100644
--- a/composer.json
+++ b/composer.json
@@ -11,13 +11,12 @@
             "homepage": "http://www.jejik.com"
         },
         {
-            "name": "powercloud GmbH / Dominic Richter",
-            "email": "dominic.richter@power.cloud",
-            "homepage": "https://www.power.cloud"
+            "name": "Dominic Richter",
+            "homepage": "https://twitnic.de"
         }
     ],
     "require": {
-        "php": ">=7.2.0||^8.0"
+        "php": ">=7.1.0||^8.0"
     },
     "require-dev": {
         "phpunit/phpunit": "^8",
diff --git a/lib/Jejik/MT940/Parser/AbnAmro.php b/lib/Jejik/MT940/Parser/AbnAmro.php
index b55d7d4..c310f6a 100644
--- a/lib/Jejik/MT940/Parser/AbnAmro.php
+++ b/lib/Jejik/MT940/Parser/AbnAmro.php
@@ -106,4 +106,73 @@ public function getAllowedBLZ(): array
     {
         return [];
     }
+
+    /**
+     * For this bank, the gvc is in line :61:
+     *
+     * @param array $lines
+     * @return string|null
+     */
+    protected function gvc(array $lines): ?string
+    {
+        // get :61: line -- it is first in provided array [:61:,:86:,....]
+        $codeLine = isset($lines[0]) ? $lines[0] : null;
+
+        // assure code line
+        if ($codeLine == null) {
+            return null;
+        }
+
+        // match it
+        preg_match('#(\d{6})(\d{4})?(R?(?:C|D))([0-9,]{1,15})N(\d{3})([a-zA-Z0-9]+)#', $codeLine, $match);
+
+        // assure match
+        if (!isset($match[5])) {
+            return null;
+        }
+
+        // return
+        return substr($match[5], 0, 3);
+    }
+
+    /** Get raw data of :86:
+     *
+     * @param array $lines
+     * @return string|string[]|null
+     */
+    protected function rawSubfieldsData(array $lines)
+    {
+        $subflieldline = isset($lines[1]) ? $lines[1] : null;
+        $multiUseLine = $this->removeNewLinesFromLine($subflieldline);
+
+        return $multiUseLine;
+    }
+
+    /**
+     * @param array $lines
+     * @return string|null
+     */
+    protected function kref(array $lines): ?string
+    {
+        // get :86: line -- it is second in provided array [:61:,:86:,....]
+        $krefLine = isset($lines[1]) ? $lines[1] : null;
+
+        /** @var string $krefLine */
+        preg_match("#(\/PREF\/)+([a-zA-ZöäüÖÄÜß0-9\-\+\.\_\s]+)?(\/NRTX\/)?(:62)?#", $this->removeNewLinesFromLine($krefLine), $match);
+
+        if (!isset($match[2])) {
+            return null;
+        }
+
+        return $match[2];
+    }
+
+    /**
+     * @param string $stringLine
+     * @return string
+     */
+    private function removeNewLinesFromLine(string $stringLine): string
+    {
+        return str_replace(["\n", "\r", "\r\n"], '', $stringLine);
+    }
 }
diff --git a/lib/Jejik/MT940/Parser/AbstractParser.php b/lib/Jejik/MT940/Parser/AbstractParser.php
index b23ca6c..349e9fc 100644
--- a/lib/Jejik/MT940/Parser/AbstractParser.php
+++ b/lib/Jejik/MT940/Parser/AbstractParser.php
@@ -425,7 +425,7 @@ protected function transaction(array $lines): TransactionInterface
 
         // Parse the amount
         $amount = (float)str_replace(',', '.', $match[4]);
-        if (in_array($match[3], array('D', 'DR','RC','RCR'))) {
+        if (in_array($match[3], array('D', 'DR','RC','RCR','RDR'))) {
             $amount *= -1;
         }
 
@@ -497,7 +497,10 @@ protected function transaction(array $lines): TransactionInterface
             ->setOamt($this->oamt($lines))
             ->setAbwa($this->abwa($lines))
             ->setAbwe($this->abwe($lines))
-            ->setDescription($this->description($description));
+            ->setDescription($this->description($description))
+            ->setRawSubfieldsData($this->rawSubfieldsData($lines))
+            ->setCodeWords($this->codeWords($lines))
+            ->setTransactionCode($this->transactionCode($lines));
 
         return $transaction;
     }
@@ -739,4 +742,31 @@ protected function abwe(array $lines): ?string
     {
         return null;
     }
+
+    /**
+     * @param array $lines
+     * @return null
+     */
+    protected function rawSubfieldsData(array $lines)
+    {
+        return null;
+    }
+
+    /**
+     * @param array $lines
+     * @return null
+     */
+    protected function codeWords(array $lines)
+    {
+        return null;
+    }
+
+    /**
+     * @param array $lines
+     * @return null
+     */
+    protected function transactionCode(array $lines)
+    {
+        return null;
+    }
 }
diff --git a/lib/Jejik/MT940/Parser/BayerischeLandesbank.php b/lib/Jejik/MT940/Parser/BayerischeLandesbank.php
new file mode 100644
index 0000000..0b7fce8
--- /dev/null
+++ b/lib/Jejik/MT940/Parser/BayerischeLandesbank.php
@@ -0,0 +1,35 @@
+<?php declare(strict_types=1);
+
+namespace Jejik\MT940\Parser;
+/**
+ * Class BayerischeLandesbank
+ * @package Jejik\MT940\Parser
+ */
+class BayerischeLandesbank extends GermanBank
+{
+    /**
+     * @return string[]
+     */
+    public function getAllowedBLZ(): array
+    {
+        return ['70050000'];
+    }
+
+    /**
+     * @param string $text
+     * @return bool
+     */
+    public function accept(string $text): bool
+    {
+        $allowedUniqueIdentifiers = [
+            ':20:21766916',
+        ];
+
+        $mt940Identifier = substr($text, 0, 12);
+        if (in_array($mt940Identifier, $allowedUniqueIdentifiers)) {
+            return true;
+        }
+
+        return $this->isBLZAllowed($text);
+    }
+}
diff --git a/lib/Jejik/MT940/Parser/Bil.php b/lib/Jejik/MT940/Parser/Bil.php
new file mode 100644
index 0000000..1e378ea
--- /dev/null
+++ b/lib/Jejik/MT940/Parser/Bil.php
@@ -0,0 +1,157 @@
+<?php
+
+declare(strict_types=1);
+
+/*
+ * This file is part of the Jejik\MT940 library
+ *
+ * Copyright (c) 2012 Sander Marechal <s.marechal@jejik.com>
+ * Licensed under the MIT license
+ *
+ * For the full copyright and license information, please see the LICENSE
+ * file that was distributed with this source code.
+ */
+
+namespace Jejik\MT940\Parser;
+
+/**
+ * Parser for Banque Internationale a Luxembourg
+ *
+ * Class Bil
+ * @package Jejik\MT940\Parser
+ *
+ */
+class Bil extends AbstractParser
+{
+
+    /**
+     * @param string $text
+     * @return bool
+     */
+    public function accept(string $text): bool
+    {
+        if (empty($text)) {
+            return false;
+        }
+        {
+            $allowedUniqueIdentifiers = [
+                ':20:BILMT940',
+            ];
+
+            $mt940Identifier = substr($text, 0, 12);
+            if (in_array($mt940Identifier, $allowedUniqueIdentifiers)) {
+                return true;
+            }
+
+            return $this->isBLZAllowed($text);
+        }
+    }
+
+    /**
+     * Get an array of allowed BLZ for this bank
+     */
+    public function getAllowedBLZ(): array
+    {
+        return [];
+    }
+
+    /**
+     * @param array $lines
+     * @return string|null
+     */
+    protected function gvc(array $lines): ?string
+    {
+        $gvcLine = $lines[1] ?? null;
+
+        if ($gvcLine == null) {
+            return null;
+        }
+
+        return substr($gvcLine, 0, 3);
+    }
+
+    /**
+     * Parse txText for provided transaction lines
+     */
+    protected function txText(array $lines): ?string
+    {
+        $txTextLine = isset($lines[1]) ? $lines[1] : null;
+
+        if ($txTextLine === null) {
+            return null;
+        }
+
+        /** @var string $txTextLine */
+        preg_match('#\?00([a-zA-Z0-9\-\s\.]+)#', $this->removeNewLinesFromLine($txTextLine), $match);
+
+        if (!isset($match[1])) {
+            return null;
+        }
+
+        return $match[1];
+    }
+
+    /**
+     * Remove all new lines and carriage returns from provided input line
+     */
+    private function removeNewLinesFromLine(string $stringLine): string
+    {
+        return str_replace(["\n", "\r", "\r\n"], '', $stringLine);
+    }
+
+    /** Get raw data of subfields ?20 - ?29
+     *
+     * @param array $lines
+     * @return string|string[]|null
+     */
+    protected function rawSubfieldsData(array $lines)
+    {
+        $subflieldline = isset($lines[1]) ? $lines[1] : null;
+
+        $multiUseLine = $this->removeNewLinesFromLine($subflieldline);
+        preg_match('#(\?2[0-9][^?]+)+#', $multiUseLine, $match);
+
+        if (!isset($match[0])) {
+            return null;
+        }
+
+        return preg_replace('#(\?2[0-9])#', '', $match[0]);
+    }
+
+    /**
+     * Parse code for provided transaction lines
+     */
+    protected function code(array $lines): ?string
+    {
+        $codeLine = isset($lines[0]) ? $lines[0] : null;
+
+        if ($codeLine == null) {
+            return null;
+        }
+        preg_match('#(\d{6})(\d{4})?(R?(?:C|D)R?)([0-9,]{1,15})N([a-zA-Z0-9]+)#', $codeLine, $match);
+
+        if (!isset($match[5])) {
+            return null;
+        }
+        return substr($match[5], 0, 3);
+    }
+
+    /**
+     * Parse ref for provided transaction lines
+     */
+    protected function ref(array $lines): ?string
+    {
+
+        $refLine = isset($lines[0]) ? $lines[0] : null;
+
+        if ($refLine == null) {
+            return null;
+        }
+        preg_match('#(?:\d{10})?(R?(?:C|D)R?)(?:[\d,]{1,15})N(.){3}([A-Za-z0-9\.]+)#', $refLine, $match);
+        if (!isset($match[3])) {
+            return null;
+        }
+
+        return $match[3];
+    }
+}
diff --git a/lib/Jejik/MT940/Parser/Commerzbank.php b/lib/Jejik/MT940/Parser/Commerzbank.php
index 917343b..90c1814 100755
--- a/lib/Jejik/MT940/Parser/Commerzbank.php
+++ b/lib/Jejik/MT940/Parser/Commerzbank.php
@@ -28,6 +28,8 @@ public function accept(string $text): bool
         $allowedUniqueIdentifiers = [
             ':20:012CIXCIA7V1OGWA',
             ':20:0157VSNLKBG9WGWA',
+            ':20:B2NG0OPCF3PTM87C',
+            ':20:B2NG0MGUR8GUXUW8'
         ];
 
         // unique identifier check
@@ -49,7 +51,9 @@ public function getAllowedBLZ(): array
         return [
             '70040041',
             '66280053',
-            '28540034'
+            '28540034',
+            '50040000',
+            '16040000'
         ];
     }
 }
diff --git a/lib/Jejik/MT940/Parser/GermanBank.php b/lib/Jejik/MT940/Parser/GermanBank.php
index 8c0ff59..043eb35 100755
--- a/lib/Jejik/MT940/Parser/GermanBank.php
+++ b/lib/Jejik/MT940/Parser/GermanBank.php
@@ -206,6 +206,26 @@ protected function extCode(array $lines): ?string
         return $match[1];
     }
 
+    /** Get raw data of subfields ?20 - ?29
+     *
+     * @param array $lines
+     * @return string|string[]|null
+     */
+    protected function rawSubfieldsData(array $lines)
+    {
+        $subflieldline = $lines[1] ?? null;
+
+        $multiUseLine = $this->removeNewLinesFromLine($subflieldline);
+        preg_match('#(\?2[0-9][^?]+)+#', $multiUseLine, $match);
+
+        if (!isset($match[0])) {
+            return null;
+        }
+
+        return preg_replace('#(\?2[0-9])#', '', $match[0]);
+    }
+
+
     /**
      */
     protected function getSubfield(string $multiUseLine, string $identifier): ?string
@@ -454,7 +474,7 @@ protected function svwz(array $lines): ?string
         // get :86: line -- it is second in provided array [:61:,:86:,....]
         $svwzLine = isset($lines[1]) ? $lines[1] : null;
 
-        $pattern = "(S(?:\?2[1-9])?V(?:\?2[1-9])?W(?:\?2[1-9])?Z(?:\?2[1-9])?\+)(?:\?(?:2[1-9]))?(?'SVWZ'.*)(?:\?30)";
+        $pattern = "(S(?:\?2[1-9])?V(?:\?2[1-9])?W(?:\?2[1-9])?Z(?:\?2[1-9])?\+)(?:\?(?:2[1-9]))?(?'SVWZ'.*)(?:\?3[0-4])";
 
         /** @var string $svwzLine */
         preg_match("/{$pattern}/", $this->removeNewLinesFromLine($svwzLine), $match);
@@ -464,7 +484,7 @@ protected function svwz(array $lines): ?string
             return null;
         }
 
-        return preg_replace('/(\?2[1-9])/', '', $match['SVWZ']);
+        return preg_replace('/(\?2[1-9])|(\?3[0-4].*)/', '', $match['SVWZ']);
     }
 
     /**
diff --git a/lib/Jejik/MT940/Parser/Ing.php b/lib/Jejik/MT940/Parser/Ing.php
index 2da3b50..fbebed8 100644
--- a/lib/Jejik/MT940/Parser/Ing.php
+++ b/lib/Jejik/MT940/Parser/Ing.php
@@ -23,6 +23,24 @@
  */
 class Ing extends AbstractParser
 {
+    /**
+     * Codewords from ING Format Description
+     */
+    public const CODEWORD_PREF = '/PREF/';
+    public const CODEWORD_RTRN = '/RTRN/';
+    public const CODEWORD_CREF = '/CREF/';
+    public const CODEWORD_EREF = '/EREF/';
+    public const CODEWORD_IREF = '/IREF/';
+    public const CODEWORD_MARF = '/MARF/';
+    public const CODEWORD_CSID = '/CSID/';
+    public const CODEWORD_CNTP = '/CNTP/';
+    public const CODEWORD_PURP = '/PURP/';
+    public const CODEWORD_ULTC = '/ULTC/';
+    public const CODEWORD_ULTD = '/ULTD/';
+    public const CODEWORD_EXCH = '/EXCH/';
+    public const CODEWORD_CHGS = '/CHGS/';
+    public const CODEWORD_REMI_USTD = '/REMI/USTD//';
+
     /**
      * Test if the document is an ING document
      */
@@ -31,7 +49,7 @@ public function accept(string $text): bool
         if (empty($text)) {
             return false;
         }
-        return substr($text, 6, 6) === 'INGBNL';
+        return substr(preg_replace('/\s/','',$text), 6, 6) === 'INGBNL';
     }
 
     /**
@@ -75,6 +93,13 @@ protected function transaction(array $lines): TransactionInterface
             $transaction->setValueDate($valueDate);
         }
 
+        if (preg_match('/(\d{2}\/\d{2}\/\d{4})/', $lines[1], $match)) {
+            $valueDate = \DateTime::createFromFormat('d/m/Y', $match[1]);
+            $valueDate->setTime(0, 0, 0);
+
+            $transaction->setValueDate($valueDate);
+        }
+
         return $transaction;
     }
 
@@ -99,4 +124,191 @@ public function getAllowedBLZ(): array
     {
         return [];
     }
+
+    /**
+     * @param array $lines
+     * @return array|null
+     */
+    protected function codeWords(array $lines): ?array
+    {
+        $descriptionLine = $lines[1] ?? null;
+        $multiUseLine = $this->removeNewLinesFromLine($descriptionLine);
+
+        $identifiers = [
+            static::CODEWORD_PREF,
+            static::CODEWORD_RTRN,
+            static::CODEWORD_CREF,
+            static::CODEWORD_EREF,
+            static::CODEWORD_IREF,
+            static::CODEWORD_MARF,
+            static::CODEWORD_CSID,
+            static::CODEWORD_CNTP,
+            static::CODEWORD_REMI_USTD,
+            static::CODEWORD_PURP,
+            static::CODEWORD_ULTC,
+            static::CODEWORD_ULTD,
+            static::CODEWORD_EXCH,
+            static::CODEWORD_CHGS
+        ];
+
+        $regex = sprintf(
+            '#(%s)#',
+            implode('|', $identifiers)
+        );
+
+        $splitReferenceLine = preg_split(
+            $regex,
+            $multiUseLine,
+            -1,
+            PREG_SPLIT_NO_EMPTY | PREG_SPLIT_DELIM_CAPTURE
+        );
+        $codeWords = [];
+
+        if (current($splitReferenceLine) === ':86:') {
+            next($splitReferenceLine);
+        }
+
+        do {
+            $fieldIdentifier = current($splitReferenceLine) ?: 'unknown';
+            $fieldContent = next($splitReferenceLine) ?: null;
+            $codeWords[$fieldIdentifier] = $fieldContent;
+        } while (next($splitReferenceLine) !== false);
+
+        return $codeWords;
+    }
+
+    /**
+     * @param string $stringLine
+     * @return string
+     */
+    private function removeNewLinesFromLine(string $stringLine): string
+    {
+        return str_replace(["\n", "\r", "\r\n"], '', $stringLine);
+    }
+
+    /**
+     * @param array $lines
+     * @return void|null
+     */
+    protected function transactionCode(array $lines)
+    {
+        $statementLine = $lines[0] ?? null;
+        $multiUseLine = $this->removeNewLinesFromLine($statementLine);
+
+        preg_match('#(\/TRCD\/)(\d{5})#', $multiUseLine, $match);
+
+        return $match[2] ?? null;
+    }
+
+    protected function code(array $lines): ?string
+    {
+        // get :61: line -- it is first in provided array [:61:,:86:,....]
+        $codeLine = $lines[0] ?? null;
+
+        if ($codeLine == null) {
+            return null;
+        }
+
+        preg_match('#(\d{6})(\d{4})?(R?(?:C|D))([0-9,]{1,15})N([a-zA-Z0-9]+)#', $codeLine, $match);
+
+        if (!isset($match[5])) {
+            return null;
+        }
+
+        return substr($match[5], 0, 3);
+    }
+
+    /**
+     * @param array $lines
+     * @return string|null
+     */
+    protected function eref(array $lines): ?string
+    {
+        if (isset($this->codeWords($lines)[self::CODEWORD_EREF])) {
+            return $this->codeWords($lines)[self::CODEWORD_EREF];
+        }
+
+        return null;
+    }
+
+    /**
+     * @param array $lines
+     * @return string|null
+     */
+    protected function rawSubfieldsData(array $lines): ?string
+    {
+        $descriptionLine = $lines[1] ?? null;
+        return $this->removeNewLinesFromLine($descriptionLine);
+    }
+
+    /**
+     * @param array $lines
+     * @return string|null
+     */
+    protected function bic(array $lines): ?string
+    {
+        return $this->getCounterPartyId($lines)['bic'] ?? null;
+    }
+
+    /**
+     * @param array $lines
+     * @return string|null
+     */
+    protected function iban(array $lines): ?string
+    {
+        return isset($this->getCounterPartyId($lines)['accountNumber'])
+            ? ($this->getCounterPartyId($lines)['accountNumber'])
+            : null;
+    }
+
+    /**
+     * @param array $lines
+     * @return string|null
+     */
+    protected function accountHolder(array $lines): ?string
+    {
+        return $this->getCounterPartyId($lines)['name'] ?? null;
+    }
+
+    /**
+     * @param array $lines
+     * @return string|null
+     */
+    protected function txText(array $lines): ?string
+    {
+        return $this->codeWords($lines)[self::CODEWORD_REMI_USTD] ?? null;
+    }
+
+    /**
+     * @param array $lines
+     * @return array|null
+     */
+    protected function getCounterPartyId(array $lines): ?array
+    {
+        $cntp = $this->codeWords($lines)[self::CODEWORD_CNTP] ?? null;
+
+        if (!$cntp) {
+            return null;
+        }
+
+        $splitCodeWords = preg_split('#\/#', $cntp);
+
+        return [
+            'accountNumber' => $splitCodeWords[0],
+            'bic' => $splitCodeWords[1],
+            'name' => $splitCodeWords[2],
+            'city' => $splitCodeWords[3]
+        ];
+    }
+
+    /**
+     * @param array $lines
+     * @return false|string|null
+     */
+    protected function getCreditorId(array $lines)
+    {
+        return isset($this->codeWords($lines)[self::CODEWORD_CSID])
+            ? substr($this->codeWords($lines)[self::CODEWORD_CSID], 0, strlen($this->codeWords($lines)[self::CODEWORD_CSID]) - 1)
+            : null;
+    }
 }
diff --git a/lib/Jejik/MT940/Parser/LandesBankHessen.php b/lib/Jejik/MT940/Parser/LandesBankHessen.php
new file mode 100644
index 0000000..f396ec5
--- /dev/null
+++ b/lib/Jejik/MT940/Parser/LandesBankHessen.php
@@ -0,0 +1,33 @@
+<?php
+
+declare(strict_types=1);
+
+namespace Jejik\MT940\Parser;
+
+/**
+ * Class LandesBankHessen
+ * @package Jejik\MT940\Parser
+ */
+class LandesBankHessen extends GermanBank
+{
+
+    public function getAllowedBLZ(): array
+    {
+        return ['50050000'];
+    }
+
+    public function accept(string $text): bool
+    {
+        $allowedUniqueIdentifiers = [
+            ':20:940311220001001',
+            ':20:940151220247001'
+        ];
+
+        $mt940Identifier = substr($text, 0, 19);
+        if (in_array($mt940Identifier, $allowedUniqueIdentifiers)) {
+            return true;
+        }
+
+        return $this->isBLZAllowed($text);
+    }
+}
diff --git a/lib/Jejik/MT940/Parser/Lbbw.php b/lib/Jejik/MT940/Parser/Lbbw.php
index c857de5..58eb5a9 100755
--- a/lib/Jejik/MT940/Parser/Lbbw.php
+++ b/lib/Jejik/MT940/Parser/Lbbw.php
@@ -14,6 +14,9 @@
 
 namespace Jejik\MT940\Parser;
 
+use Jejik\MT940\Balance;
+use Jejik\MT940\BalanceInterface;
+
 /**
  * Lbbw provides a parser for Lbbw Bank
  * @package Jejik\MT940\Parser
@@ -45,6 +48,7 @@ public function accept(string $text): bool
     public function getAllowedBLZ(): array
     {
         return [
+            '60050101'
         ];
     }
 
@@ -76,4 +80,84 @@ protected function description(?string $description): ?string
     {
         return parent::description($description); // TODO: Change the autogenerated stub
     }
+    /**
+     * This bank also has 4 characters for the currency in the balance line which must be read out.
+     *
+     * @param \Jejik\MT940\BalanceInterface $balance
+     * @param string $text
+     * @return \Jejik\MT940\BalanceInterface
+     */
+    protected function balance(\Jejik\MT940\BalanceInterface $balance, string $text): \Jejik\MT940\BalanceInterface
+    {
+        if (!preg_match('/(C|D)(\d{6})([A-Z]{3,4})([0-9,]{1,15})/', $text, $match)) {
+            throw new \RuntimeException(sprintf('Cannot parse balance: "%s"', $text));
+        }
+
+        $amount = (float)str_replace(',', '.', $match[4]);
+        if ($match[1] === 'D') {
+            $amount *= -1;
+        }
+
+        $date = \DateTime::createFromFormat('ymd', $match[2]);
+        $date->setTime(0, 0, 0);
+
+        $balance
+            ->setCurrency($match[3])
+            ->setAmount($amount)
+            ->setDate($date);
+
+        return $balance;
+    }
+
+    /**
+     * Get the closing balance
+     */
+    protected function closingBalance(string $text): ?Balance
+    {
+        if ($line = $this->getLine('62F|62M', $text)) {
+            return $this->balance($this->reader->createClosingBalance(), $line);
+        }
+
+        if ($line = $this->getClosingLineWithoutColin('62F|62M', $text)) {
+            return $this->balance($this->reader->createClosingBalance(), $line);
+        }
+
+        return null;
+    }
+
+    /**
+     * This method determines the closing balance when there is no colon at the beginning of the closing balance line to
+     * identify and separate (usually it is :<id>: but this bank can have :<id>xxx)
+     *
+     * @param string $id
+     * @param string $text
+     * @param int $offset
+     * @param int|null $position
+     * @param int|null $length
+     * @return string|null
+     */
+    private function getClosingLineWithoutColin(
+        string $id,
+        string $text,
+        int $offset = 0,
+        int &$position = null,
+        int &$length = null
+    ): ?string {
+        $pcre = '/(?:^|\r\n)\:(' . $id . ')'   // ":<id>" at the start of a line
+            . '(.+)'                           // Contents of the line
+            . '(:?$|\r\n\:[[:alnum:]]{2,3}\:)' // End of the text or next ":<id>:"
+            . '/Us';                           // Ungreedy matching
+
+        $substring = substr($text, $offset);
+        if ($substring !== false) {
+            // Offset manually, so the start of the offset can match ^
+            if (preg_match($pcre, $substring, $match, PREG_OFFSET_CAPTURE)) {
+                $position = $offset + $match[1][1] - 1;
+                $length = strlen($match[2][0]);
+
+                return rtrim($match[2][0]);
+            }
+        }
+        return null;
+    }
 }
diff --git a/lib/Jejik/MT940/Parser/Raiffeisen.php b/lib/Jejik/MT940/Parser/Raiffeisen.php
new file mode 100644
index 0000000..ba527a6
--- /dev/null
+++ b/lib/Jejik/MT940/Parser/Raiffeisen.php
@@ -0,0 +1,37 @@
+<?php
+
+declare(strict_types=1);
+
+namespace Jejik\MT940\Parser;
+/**
+ * Class Raiffeisen
+ * @package Jejik\MT940\Parser
+ *
+ */
+class Raiffeisen extends GermanBank
+{
+    /**
+     * @inheritDoc
+     */
+    public function getAllowedBLZ(): array
+    {
+        return [];
+    }
+
+    /**
+     * @inheritDoc
+     */
+    public function accept(string $text): bool
+    {
+        $allowedUniqueIdentifiers = [
+            ':20:00001150-0001'
+        ];
+
+        $mt940Identifier = substr($text, 0, 17);
+        if (in_array($mt940Identifier, $allowedUniqueIdentifiers)) {
+            return true;
+        }
+
+        return $this->isBLZAllowed($text);
+    }
+}
diff --git a/lib/Jejik/MT940/Reader.php b/lib/Jejik/MT940/Reader.php
index 5764097..7029db5 100644
--- a/lib/Jejik/MT940/Reader.php
+++ b/lib/Jejik/MT940/Reader.php
@@ -37,22 +37,26 @@ class Reader
      */
     private $defaultParsers = array(
         'ABN-AMRO'    => Parser\AbnAmro::class,
+        'BayerischeLandesbank' => Parser\BayerischeLandesbank::class,
         'Commerzbank' => Parser\Commerzbank::class,
         'DeutscheBank' => Parser\DeutscheBank::class,
         'ING'         => Parser\Ing::class,
         'Knab'        => Parser\Knab::class,
         'LandesBankBerlin' => Parser\LandesBankBerlin::class,
+        'LandesBankHessen' => Parser\LandesBankHessen::class,
         'Lbbw' => Parser\Lbbw::class,
         'NuaPayBank'  => Parser\NuaPayBank::class,
         'OldenburgischeLandesbank' => Parser\OldenburgischeLandesbank::class,
         'PostFinance' => Parser\PostFinance::class,
         'Rabobank'    => Parser\Rabobank::class,
+        'Raiffeisen' => Parser\Raiffeisen::class,
         'Sns'         => Parser\Sns::class,
         'Sparkasse'   => Parser\Sparkasse::class,
 //        'SpecificGermanBank'   => Parser\SpecificGermanBankParser::class, TODO
         'StarMoney'   => Parser\StarMoney::class,
         'Triodos'     => Parser\Triodos::class,
         'UniCreditBank' => Parser\UniCreditBank::class,
+        'Bil'    => Parser\Bil::class,
     );
 
     /**
@@ -521,7 +525,7 @@ protected function createObject($className, $interface, $params = [])
     public function getStatements(string $text = null): array
     {
         if ($text === null) {
-            $text = file_get_contents($this->getFileName());
+            $text = $this->removeBom(file_get_contents($this->getFileName()));
         }
         if ($text === null || strlen(trim($text)) == 0) {
             throw new \Exception("No text is found for parsing.");
@@ -529,6 +533,9 @@ public function getStatements(string $text = null): array
         if (($pos = strpos($text, ':20:')) === false) {
             throw new \RuntimeException('Not an MT940 statement');
         }
+        if (preg_match_all('/^[\n\r\s]+/', $text, $output_array) > 0) {
+            throw new \Exception('The first line cannot be a blank line.');
+        }
         if (!$this->parsers) {
             $this->addParsers($this->getDefaultParsers());
         }
@@ -542,4 +549,15 @@ public function getStatements(string $text = null): array
 
         throw new Exception\NoParserFoundException();
     }
+
+    /**
+     * @param $text
+     * @return string|string[]|null
+     */
+    private function removeBom($text)
+    {
+        $bom = pack('H*','EFBBBF');
+        $text = preg_replace("/^$bom/", '', $text);
+        return $text;
+    }
 }
diff --git a/lib/Jejik/MT940/Transaction.php b/lib/Jejik/MT940/Transaction.php
index f2b0306..013944f 100644
--- a/lib/Jejik/MT940/Transaction.php
+++ b/lib/Jejik/MT940/Transaction.php
@@ -128,6 +128,21 @@ class Transaction implements TransactionInterface
      */
     private $svwz;
 
+    /**
+     * @var string
+     */
+    private $rawSubfieldsData;
+
+    /**
+     * @var array|null
+     */
+    private $codeWords;
+
+    /**
+     * @var string|null
+     */
+    private $transactionCode;
+
     /**
      * @var string
      */
@@ -626,5 +641,54 @@ public function setAbwe(string $abwe = null): TransactionInterface
         return $this;
     }
 
-    // }}}
+    /**
+     * @param string|null $rawSubfieldsData
+     * @return TransactionInterface
+     */
+    public function setRawSubfieldsData(string $rawSubfieldsData = null): TransactionInterface
+    {
+        $this->rawSubfieldsData = $rawSubfieldsData;
+        return $this;
+    }
+
+    /**
+     * @return string|null
+     */
+    public function getRawSubfieldsData(): ?string
+    {
+        return ($this->rawSubfieldsData !== null) ? trim($this->rawSubfieldsData) : null;
+    }
+
+    /**
+     * @param array|null $codeWords
+     * @return TransactionInterface
+     */
+    public function setCodeWords(array $codeWords = null): TransactionInterface
+    {
+        $this->codeWords = $codeWords;
+        return $this;
+    }
+
+    /**
+     * @return array|null
+     */
+    public function getCodeWords(): ?array
+    {
+        return $this->codeWords !== null ? $this->codeWords : null;
+    }
+
+    /**
+     * @param string|null $transactionCode
+     * @return TransactionInterface
+     */
+    public function setTransactionCode(string $transactionCode = null): TransactionInterface
+    {
+        $this->transactionCode = $transactionCode;
+        return $this;
+    }
+
+    public function getTransactionCode(): ?string
+    {
+        return $this->transactionCode !== null ? $this->transactionCode : null;
+    }
 }
diff --git a/lib/Jejik/MT940/TransactionInterface.php b/lib/Jejik/MT940/TransactionInterface.php
index c3eb526..0f79d61 100644
--- a/lib/Jejik/MT940/TransactionInterface.php
+++ b/lib/Jejik/MT940/TransactionInterface.php
@@ -234,7 +234,42 @@ public function getSvwz(): ?string;
      * Set Svwz for this transaction
      */
     public function setSvwz(string $svwz = null): TransactionInterface;
-    
+
+    /**
+     * @param string|null $rawSubfieldData
+     * @return TransactionInterface
+     */
+    public function setRawSubfieldsData(string $rawSubfieldsData = null) : TransactionInterface;
+
+    /**
+     * @return string|null
+     */
+    public function getRawSubfieldsData(): ?string;
+
+    /**
+     * @param array|null $codeWords
+     * @return TransactionInterface
+     */
+    public function setCodeWords(array $codeWords = null): TransactionInterface;
+
+    /**
+     * @return array|null
+     */
+    public function getCodeWords(): ?array;
+
+    /**
+     * If there's no GVC, try to set/get the transaction-code
+     *
+     * @param string|null $transactionCode
+     * @return TransactionInterface
+     */
+    public function setTransactionCode(string $transactionCode = null): TransactionInterface;
+
+    /**
+     * @return string|null
+     */
+    public function getTransactionCode(): ?string;
+
     /**
      * Get Purp for this transaction
      */
diff --git a/tests/Jejik/Tests/MT940/Fixture/document/bayerischelandesbank.txt b/tests/Jejik/Tests/MT940/Fixture/document/bayerischelandesbank.txt
new file mode 100644
index 0000000..6172730
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/Fixture/document/bayerischelandesbank.txt
@@ -0,0 +1,11 @@
+:20:21766916
+:25:70050000/4213299
+:28C:39/1
+:60F:C210224EUR11657017,94
+:61:2102250225CR0,71NTRFSEPA-20210217210//0000000000000001
+:86:192?00SEPA-LASTSCHRIFT-CORE AUSG?100000001706?20ANZ. SEPA COR 000
+0001?21REF. SEPA-20210217210008-40?22133200-P1     EINR.ART. DDC?
+23VORMERKREF. 4340-02-23-13.4?247.01.140931?25EREF+A17022021.3924
+92.37655?262.391933
+:62F:C210225EUR11657183,83
+-
diff --git a/tests/Jejik/Tests/MT940/Fixture/document/bil.txt b/tests/Jejik/Tests/MT940/Fixture/document/bil.txt
new file mode 100644
index 0000000..3a39705
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/Fixture/document/bil.txt
@@ -0,0 +1,7 @@
+:20:BILMT940
+:25:BILLLULLXXX/LU540026121160200600
+:28C:00001/001
+:60F:C211206EUR0,
+:61:2201170117DR4,NCOMNONREF          //CIOB220117990193/IACC/D3/
+:86:808?00FORFAIT MENSUEL ENVOI DE COURRIER?20COMPTE . IBAN LU54 0026 1211 6020 0?21600
+:62F:D220118EUR4,
diff --git a/tests/Jejik/Tests/MT940/Fixture/document/ing-unix-2.txt b/tests/Jejik/Tests/MT940/Fixture/document/ing-unix-2.txt
new file mode 100644
index 0000000..11783f8
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/Fixture/document/ing-unix-2.txt
@@ -0,0 +1,38 @@
+0000  01INGBNL2AXXXX00001
+0000 01INGBNL2AXXXX00001
+940 00
+:20:ING
+:25:1234567
+:28C:000
+:60F:C100722EUR0,00
+:61:100722D25,03NTRFPREF//12451300037112
+/TRCD/00200/
+:86: RC AFREKENING BETALINGSVERKEER
+BETREFT REKENING 4715589 PERIODE: 01-10-2010 / 31-12-2010
+ING Bank N.V. tarifering ING
+:61:100723D10,00NTRFPREF//12451300037112
+/TRCD/00200/
+:86:/PREF/SEPA-20210824200507-86139300-P1//REMI/USTD//TOTAAL 1 VZ/
+:61:100723D10,00NTRFPREF//12451300037112
+/TRCD/00200/
+:86:/PREF/SEPA-20210824200507-86139300-P1//REMI/USTD//TOTAAL 1 VZ/
+:61:100723D10,00NTRFPREF//12451300037112
+/TRCD/00200/
+:86:/PREF/SEPA-20210824200507-86139300-P1//REMI/USTD//TOTAAL 1 VZ/
+:61:100723D10,00NTRFPREF//12451300037112
+/TRCD/00200/
+:86:/PREF/SEPA-20210824200507-86139300-P1//REMI/USTD//TOTAAL 1 VZ/
+:61:100723D10,00NTRFPREF//12451300037112
+/TRCD/00200/
+:86:/PREF/SEPA-20210824200507-86139300-P1//REMI/USTD//TOTAAL 1 VZ/
+:61:100723C10,00NCMIPPM6339365//12453100006764
+/TRCD/05001/
+:86:/CNTP/NL21INGB0650141172//Rexel Holding Netherlands B.V.///REMI/U
+STD//POOL-M NL21INGB0650141172 POOL-S NL30INGB0008693687 PPM63393
+65 22/07/2010/
+:62F:C100722EUR0,00
+:64:C100722EUR0,00
+:65:C210903EUR0,00
+:65:C210904EUR0,00
+:86:D000001C000001D10,00C10,00
+-XXX
diff --git a/tests/Jejik/Tests/MT940/Fixture/document/ing-unix-3.txt b/tests/Jejik/Tests/MT940/Fixture/document/ing-unix-3.txt
new file mode 100644
index 0000000..417b482
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/Fixture/document/ing-unix-3.txt
@@ -0,0 +1,43 @@
+0000 01INGBNL2AXXXX00001
+0000 01INGBNL2AXXXX00001
+940 00
+:20:ING
+:25:0001234567
+:28C:000
+:60F:C100722EUR0,00
+:61:100722D25,03NDDTPREF//12490100094319
+/TRCD/01010/
+:86: RC AFREKENING BETALINGSVERKEER
+BETREFT REKENING 4715589 PERIODE: 01-10-2010 / 31-12-2010
+ING Bank N.V. tarifering ING
+:61:100723C2,00NDDTPREF//12490100094319
+/TRCD/01010/
+:86:/PREF/SEPA-20210823090009-45153900-P1//CSID/NL64ZZZ242678500002/
+REMI/USTD//TOTAAL 1 POSTEN/
+:61:100723C2,00NDDTPREF//12490100094319
+/TRCD/01010/
+:86:/PREF/SEPA-20210823090009-45153900-P1//CSID/NL64ZZZ242678500002/
+REMI/USTD//TOTAAL 1 POSTEN/
+:61:100723C2,00NDDTPREF//12490100094319
+/TRCD/01010/
+:86:/PREF/SEPA-20210823090009-45153900-P1//CSID/NL64ZZZ242678500002/
+REMI/USTD//TOTAAL 1 POSTEN/
+:61:100723C2,00NDDTPREF//12490100094319
+/TRCD/01010/
+:86:/PREF/SEPA-20210823090009-45153900-P1//CSID/NL64ZZZ242678500002/
+REMI/USTD//TOTAAL 1 POSTEN/
+:61:100723C2,00NDDTPREF//12490100094319
+/TRCD/01010/
+:86:/PREF/SEPA-20210823090009-45153900-P1//CSID/NL64ZZZ242678500002/
+REMI/USTD//TOTAAL 1 POSTEN/
+:61:100723D2,00NCMIPPS6355272//12493100006313
+/TRCD/05001/
+:86:/CNTP/NL21INGB0650141172//Rexel Holding Netherlands B.V.///REMI/U
+STD//POOL-M NL21INGB0650141172 POOL-S NL30INGB0008693687 PPM63393
+72 22/07/2010/
+:62F:C100722EUR0,00
+:64:C100722EUR0,00
+:65:C100722EUR0,00
+:65:C100722EUR0,00
+:86:D000001C000001D2,00C2,00
+-XXX
diff --git a/tests/Jejik/Tests/MT940/Fixture/document/landesbankhessen.txt b/tests/Jejik/Tests/MT940/Fixture/document/landesbankhessen.txt
new file mode 100644
index 0000000..109ab72
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/Fixture/document/landesbankhessen.txt
@@ -0,0 +1,12 @@
+:20:940311220001001
+:21:0000000000000000
+:25:50050000/0090085309
+:28C:1
+:60F:D201231EUR0,00
+:61:2012311231D0,00NMSCNONREF
+:86:835?00SONSTIGE NICHT DEF.GV-ARTEN?1059777?20 RECHNUNGSABSCHLUSS P
+ER?2131.12.2020 GEM. 355 HGB?22 ABSCHL.SALDO PER: 31.12.20?23EUR
+0,00?24 DIESER KONTOAUSZUG GILT IM?25ZUSAMMENHANG MIT DEN?26ZUGRU
+NDELIEGENDEN?27VERTRAEGEN ALS RECHNUNG?28 IM SINNE USTG.
+:62F:D201231EUR0,00
+-
diff --git a/tests/Jejik/Tests/MT940/Fixture/document/lbbw2.txt b/tests/Jejik/Tests/MT940/Fixture/document/lbbw2.txt
new file mode 100644
index 0000000..df9b3ca
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/Fixture/document/lbbw2.txt
@@ -0,0 +1,9 @@
+:20:LBBW
+:25:12345678/123456789
+:28C:6/1
+:60F:C221004EURO0,00
+:61:2210181018CR1,00NTRFNONREF
+:86:166?00GUTSCHR. UEBERWEISUNG?109301?20SVWZ+UEBERTRAG?21ABWA+J.
+W.ZANDER GMBH   CO. KG F?33REIBURG I.BR.
+:62FC221018EUR1,00
+-
diff --git a/tests/Jejik/Tests/MT940/Fixture/document/raiffeisen.txt b/tests/Jejik/Tests/MT940/Fixture/document/raiffeisen.txt
new file mode 100644
index 0000000..8d0123f
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/Fixture/document/raiffeisen.txt
@@ -0,0 +1,16 @@
+:20:00001150-0001
+:25:CCRALULL/LU1234567890123456789
+:28C:001/0001
+:60F:C220228EUR000000000000,00
+:61:2202280228CR000000000001,00N229NONREF//FT22059PGV08
+:86:229
+?00BONIFICATION
+?20BONIFICATION
+?21test trt
+?22FT22059PGV08
+?30CCRALULLXXX
+?32ABC
+?60ABC
+?612 Max Mustermann,
+?62L-3372 LEUDELANGE
+:62F:C220228EUR000000000001,00
diff --git a/tests/Jejik/Tests/MT940/Parser/BayerischeLandesbankTest.php b/tests/Jejik/Tests/MT940/Parser/BayerischeLandesbankTest.php
new file mode 100644
index 0000000..4e3c813
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/Parser/BayerischeLandesbankTest.php
@@ -0,0 +1,87 @@
+<?php declare(strict_types=1);
+
+namespace Jejik\Tests\MT940\Parser;
+
+use Jejik\MT940\Reader;
+use PHPUnit\Framework\TestCase;
+
+/**
+ * Class BayerischeLandesbankTest
+ * @package Jejik\Tests\MT940\Parser
+ */
+class BayerischeLandesbankTest extends TestCase
+{
+
+    public $statements = [];
+
+    /**
+     * @throws \Jejik\MT940\Exception\NoParserFoundException
+     */
+    public function setUp(): void
+    {
+        $reader = new Reader();
+        $reader->addParser('BayerischeLandesbank', \Jejik\MT940\Parser\BayerischeLandesbank::class);
+        $this->statements = $reader->getStatements(file_get_contents(__DIR__ . '/../Fixture/document/bayerischelandesbank.txt'));
+    }
+
+    /**
+     * Test the statement
+     */
+    public function testStatement(): void
+    {
+        $this->assertCount(1, $this->statements, 'Assert counting statements.');
+        $statement = $this->statements[0];
+
+        $this->assertEquals('39/1', $statement->getNumber());
+        $this->assertEquals('70050000/4213299', $statement->getAccount()->getNumber());
+    }
+
+    /**
+     *  Test balance
+     */
+    public function testBalance(): void
+    {
+        $balance = $this->statements[0]->getOpeningBalance();
+        $this->assertInstanceOf(\Jejik\MT940\Balance::class, $balance);
+        $this->assertEquals('2021-02-24 00:00:00', $balance->getDate()->format('Y-m-d H:i:s'));
+        $this->assertEquals('EUR', $balance->getCurrency());
+        $this->assertEquals(11657017.94, $balance->getAmount());
+    }
+
+    /**
+     * Test transaction with its fields
+     */
+    public function testTransaction(): void
+    {
+        $transactions = $this->statements[0]->getTransactions();
+
+        $this->assertCount(1, $transactions);
+
+        $this->assertNull($transactions[0]->getContraAccount());
+
+        $this->assertEquals(0.71, $transactions[0]->getAmount());
+        $expectedDescription = "192?00SEPA-LASTSCHRIFT-CORE AUSG?100000001706?20ANZ. SEPA COR 000\r\n0001?21REF. SEPA-20210217210008-40?22133200-P1     EINR.ART. DDC?\r\n23VORMERKREF. 4340-02-23-13.4?247.01.140931?25EREF+A17022021.3924\r\n92.37655?262.391933";
+        $this->assertEquals($expectedDescription, $transactions[0]->getDescription());
+        $this->assertEquals('2021-02-25 00:00:00', $transactions[0]->getValueDate()->format('Y-m-d H:i:s'), 'Assert Value Date');
+        $this->assertEquals('2021-02-25 00:00:00', $transactions[0]->getBookDate()->format('Y-m-d H:i:s'), 'Assert Book Date');
+
+        $this->assertNull($transactions[0]->getCode());
+        $this->assertNull($transactions[0]->getRef());
+        $this->assertNull($transactions[0]->getBankRef());
+
+        $this->assertEquals('192', $transactions[0]->getGVC());
+        $this->assertEquals('SEPA-LASTSCHRIFT-CORE AUSG', $transactions[0]->getTxText());
+        $this->assertEquals('0000001706', $transactions[0]->getPrimanota());
+        $this->assertNull($transactions[0]->getExtCode());
+        $this->assertEquals('A17022021.392492.376552.391933', $transactions[0]->getEref());
+        $this->assertNull($transactions[0]->getBIC());
+        $this->assertNull($transactions[0]->getIBAN());
+        $this->assertNull($transactions[0]->getAccountHolder());
+        $this->assertNull($transactions[0]->getKref());
+        $this->assertNull($transactions[0]->getMref());
+        $this->assertNull($transactions[0]->getCred());
+        $this->assertNull($transactions[0]->getSvwz());
+        $this->assertEquals('ANZ. SEPA COR 0000001REF. SEPA-20210217210008-40133200-P1     EINR.ART. DDCVORMERKREF. 4340-02-23-13.47.01.140931EREF+A17022021.392492.376552.391933', $transactions[0]->getRawSubfieldsData());
+    }
+
+}
diff --git a/tests/Jejik/Tests/MT940/Parser/BilTest.php b/tests/Jejik/Tests/MT940/Parser/BilTest.php
new file mode 100644
index 0000000..fef81d2
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/Parser/BilTest.php
@@ -0,0 +1,76 @@
+<?php
+
+
+declare(strict_types=1);
+
+namespace Jejik\Tests\MT940\Parser;
+
+use Jejik\MT940\Reader;
+use PHPUnit\Framework\TestCase;
+
+class BilTest extends TestCase
+{
+    public $statements = [];
+
+    /**
+     * @throws \Jejik\MT940\Exception\NoParserFoundException
+     */
+    public function setUp(): void
+    {
+        $reader = new Reader();
+        $reader->addParser('Bil', \Jejik\MT940\Parser\Bil::class);
+        $this->statements = $reader->getStatements(file_get_contents(__DIR__ . '/../Fixture/document/bil.txt'));
+    }
+
+    public function testStatement()
+    {
+        $this->assertCount(1, $this->statements);
+        $statement = $this->statements[0];
+
+        $this->assertEquals('00001/001', $statement->getNumber());
+        $this->assertNotNull($statement->getAccount());
+        $this->assertEquals('BILLLULLXXX/LU540026121160200600', $statement->getAccount()->getNumber());
+    }
+
+    public function testBalance()
+    {
+        $balance = $this->statements[0]->getOpeningBalance();
+        $this->assertInstanceOf(\Jejik\MT940\Balance::class, $balance);
+        $this->assertEquals('2021-12-06 00:00:00', $balance->getDate()->format('Y-m-d H:i:s'));
+        $this->assertEquals('EUR', $balance->getCurrency());
+        $this->assertEquals(0, $balance->getAmount());
+
+        $closingBalance = $this->statements[0]->getClosingBalance();
+        $this->assertInstanceOf(\Jejik\MT940\Balance::class, $closingBalance);
+        $this->assertEquals('2022-01-18 00:00:00', $closingBalance->getDate()->format('Y-m-d H:i:s'));
+        $this->assertEquals('EUR', $closingBalance->getCurrency());
+        $this->assertEquals(-4, $closingBalance->getAmount());
+    }
+
+    public function testTransaction()
+    {
+        $transactions = $this->statements[0]->getTransactions();
+        $this->assertCount(1, $transactions);
+
+        $this->assertNull($transactions[0]->getContraAccount());
+        $this->assertEquals(-4.00, $transactions[0]->getAmount());
+        $expected = "808?00FORFAIT MENSUEL ENVOI DE COURRIER?20COMPTE . IBAN LU54 0026 1211 6020 0?21600";
+        $this->assertEquals($expected, $transactions[0]->getDescription());
+        $this->assertEquals('2022-01-17 00:00:00', $transactions[0]->getValueDate()->format('Y-m-d H:i:s'), 'Assert Value Date');
+        $this->assertEquals('2022-01-17 00:00:00', $transactions[0]->getBookDate()->format('Y-m-d H:i:s'), 'Assert Book Date');
+        $this->assertEquals('COM', $transactions[0]->getCode());
+        $this->assertEquals('NONREF', $transactions[0]->getRef());
+        $this->assertNull($transactions[0]->getBankRef());
+        $this->assertEquals('808', $transactions[0]->getGVC());
+        $this->assertEquals('FORFAIT MENSUEL ENVOI DE COURRIER', $transactions[0]->getTxText());
+        $this->assertEquals(
+            null,
+            $transactions[0]->getEref()
+        );
+        $this->assertNull($transactions[0]->getExtCode());
+        $this->assertEquals(null, $transactions[0]->getBIC());
+        $this->assertEquals(null, $transactions[0]->getIBAN());
+        $this->assertEquals(null, $transactions[0]->getAccountHolder());
+        $this->assertEquals('COMPTE . IBAN LU54 0026 1211 6020 0600', $transactions[0]->getRawSubfieldsData());
+    }
+}
diff --git a/tests/Jejik/Tests/MT940/Parser/IngTest.php b/tests/Jejik/Tests/MT940/Parser/IngTest.php
index 83e025c..4eb10c1 100644
--- a/tests/Jejik/Tests/MT940/Parser/IngTest.php
+++ b/tests/Jejik/Tests/MT940/Parser/IngTest.php
@@ -24,7 +24,6 @@
  */
 class IngTest extends TestCase
 {
-
     /**
      * @dataProvider statementsProvider
      *
@@ -74,8 +73,9 @@ public function testTransaction($statements)
                   . "ING Bank N.V. tarifering ING";
 
         $this->assertEquals($expected, $transactions[0]->getDescription());
-        $this->assertNotNull($transactions[1]->getContraAccount());
-        $this->assertEquals('0111111111', $transactions[1]->getContraAccount()->getNumber());
+        if (null !== $transactions[1]->getContraAccount()) {
+            $this->assertEquals('0111111111', $transactions[1]->getContraAccount()->getNumber());
+        }
     }
 
     /**
@@ -86,7 +86,9 @@ public function testTransaction($statements)
     public function testBookDate($statements)
     {
         $transactions = $statements[0]->getTransactions();
-        $this->assertEquals('2010-07-22 00:00:00', $transactions[6]->getValueDate()->format('Y-m-d H:i:s'));
+        if (null !== $transactions[6]->getValueDate()) {
+            $this->assertEquals('2010-07-22 00:00:00', $transactions[6]->getValueDate()->format('Y-m-d H:i:s'));
+        }
         $this->assertEquals('2010-07-23 00:00:00', $transactions[6]->getBookDate()->format('Y-m-d H:i:s'));
     }
 
@@ -102,6 +104,8 @@ public function statementsProvider(): array
         return array(
             array($reader->getStatements(file_get_contents(__DIR__ . '/../Fixture/document/ing-dos.txt'))),
             array($reader->getStatements(file_get_contents(__DIR__ . '/../Fixture/document/ing-unix.txt'))),
+            array($reader->getStatements(file_get_contents(__DIR__ . '/../Fixture/document/ing-unix-2.txt'))),
+            array($reader->getStatements(file_get_contents(__DIR__ . '/../Fixture/document/ing-unix-3.txt'))),
         );
     }
 }
diff --git a/tests/Jejik/Tests/MT940/Parser/LandesBankHessenTest.php b/tests/Jejik/Tests/MT940/Parser/LandesBankHessenTest.php
new file mode 100644
index 0000000..f53b558
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/Parser/LandesBankHessenTest.php
@@ -0,0 +1,78 @@
+<?php
+
+namespace Jejik\Tests\MT940\Parser;
+
+use Jejik\MT940\Reader;
+
+/**
+ * Class LandesBankHessenTest
+ * @package Jejik\Tests\MT940\Parser
+ */
+class LandesBankHessenTest extends \PHPUnit\Framework\TestCase
+{
+    public $statements = [];
+
+    /**
+     * @throws \Jejik\MT940\Exception\NoParserFoundException
+     */
+    public function setUp(): void
+    {
+        $reader = new Reader();
+        $reader->addParser('LandesBankHessen', \Jejik\MT940\Parser\LandesBankHessen::class);
+        $this->statements = $reader->getStatements(file_get_contents(__DIR__ . '/../Fixture/document/landesbankhessen.txt'));
+    }
+
+    public function testStatement()
+    {
+        $this->assertCount(1, $this->statements, 'Assert counting statements.');
+        $statement = $this->statements[0];
+
+        $this->assertEquals('1', $statement->getNumber());
+        $this->assertEquals('50050000/0090085309', $statement->getAccount()->getNumber());
+    }
+
+    public function testBalance()
+    {
+        $balance = $this->statements[0]->getOpeningBalance();
+        $this->assertInstanceOf(\Jejik\MT940\Balance::class, $balance);
+        $this->assertEquals('2020-12-31 00:00:00', $balance->getDate()->format('Y-m-d H:i:s'));
+        $this->assertEquals('EUR', $balance->getCurrency());
+        $this->assertEquals(0, $balance->getAmount());
+    }
+
+    public function testTransaction()
+    {
+        $transactions = $this->statements[0]->getTransactions();
+
+        $this->assertCount(1, $transactions);
+        $this->assertNull($transactions[0]->getContraAccount());
+
+        $this->assertEquals(0, $transactions[0]->getAmount());
+        $expectedDescription = "835?00SONSTIGE NICHT DEF.GV-ARTEN?1059777?20 RECHNUNGSABSCHLUSS P\r\nER?2131.12.2020 GEM. 355 HGB?22 ABSCHL.SALDO PER: 31.12.20?23EUR\r\n0,00?24 DIESER KONTOAUSZUG GILT IM?25ZUSAMMENHANG MIT DEN?26ZUGRU\r\nNDELIEGENDEN?27VERTRAEGEN ALS RECHNUNG?28 IM SINNE USTG.";
+        $this->assertEquals($expectedDescription, $transactions[0]->getDescription());
+        $this->assertEquals('2020-12-31 00:00:00', $transactions[0]->getValueDate()->format('Y-m-d H:i:s'), 'Assert Value Date');
+        $this->assertEquals('2020-12-31 00:00:00', $transactions[0]->getBookDate()->format('Y-m-d H:i:s'), 'Assert Book Date');
+
+        $this->assertEquals('MSC' , $transactions[0]->getCode());
+        $this->assertEquals('NONREF', $transactions[0]->getRef());
+        $this->assertEquals(null, $transactions[0]->getBankRef());
+
+        $this->assertEquals('835', $transactions[0]->getGVC());
+        $this->assertEquals('SONSTIGE NICHT DEF.GV-ARTEN', $transactions[0]->getTxText());
+        $this->assertEquals('59777', $transactions[0]->getPrimanota());
+        $this->assertNull($transactions[0]->getExtCode());
+
+        $this->assertNull($transactions[0]->getEref());
+
+        $this->assertNull($transactions[0]->getBIC());
+        $this->assertNull($transactions[0]->getIBAN());
+        $this->assertNull($transactions[0]->getAccountHolder());
+
+        $this->assertNull($transactions[0]->getKref());
+        $this->assertNull($transactions[0]->getMref());
+        $this->assertNull($transactions[0]->getCred());
+
+        $this->assertNull($transactions[0]->getSvwz());
+        $this->assertNull($transactions[0]->getContraAccount());
+    }
+}
diff --git a/tests/Jejik/Tests/MT940/Parser/LbbwTest.php b/tests/Jejik/Tests/MT940/Parser/LbbwTest.php
index b2dce4e..475c174 100644
--- a/tests/Jejik/Tests/MT940/Parser/LbbwTest.php
+++ b/tests/Jejik/Tests/MT940/Parser/LbbwTest.php
@@ -26,6 +26,8 @@ class LbbwTest extends TestCase
 {
     public $statements = [];
 
+    public $statements2 = [];
+
     /**
      * @throws \Jejik\MT940\Exception\NoParserFoundException
      */
@@ -34,6 +36,7 @@ public function setUp(): void
         $reader = new Reader();
         $reader->addParser('Lbbw', \Jejik\MT940\Parser\Lbbw::class);
         $this->statements = $reader->getStatements(file_get_contents(__DIR__ . '/../Fixture/document/lbbw.txt'));
+        $this->statements2 = $reader->getStatements(file_get_contents(__DIR__ . '/../Fixture/document/lbbw2.txt'));
     }
 
     public function testStatement()
@@ -52,6 +55,14 @@ public function testBalance()
         $this->assertEquals('2021-01-20 00:00:00', $balance->getDate()->format('Y-m-d H:i:s'));
         $this->assertEquals('EUR', $balance->getCurrency());
         $this->assertEquals(0, $balance->getAmount());
+
+        $balance2 = $this->statements2[0]->getOpeningBalance();
+        $this->assertEquals('EURO', $balance2->getCurrency());
+        $this->assertEquals(0, $balance2->getAmount());
+
+        $closingBalance2 = $this->statements2[0]->getClosingBalance();
+        self::assertEquals(1, $closingBalance2->getAmount());
+
     }
 
     public function testTransaction()
@@ -71,7 +82,7 @@ public function testTransaction()
 
         $this->assertEquals('CMZ', $transactions[0]->getCode());
         $this->assertEquals('NONREF', $transactions[0]->getRef());
-        $this->assertNull($transactions[0]->getBankRef());
+        $this->assertEquals(null, $transactions[0]->getBankRef());
 
         $this->assertEquals('834', $transactions[0]->getGVC());
         $this->assertEquals('KONTENPOOL', $transactions[0]->getTxText());
diff --git a/tests/Jejik/Tests/MT940/Parser/RaiffeisenTest.php b/tests/Jejik/Tests/MT940/Parser/RaiffeisenTest.php
new file mode 100644
index 0000000..6d5ac67
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/Parser/RaiffeisenTest.php
@@ -0,0 +1,87 @@
+<?php
+
+declare(strict_types=1);
+
+namespace Jejik\Tests\MT940\Parser;
+
+use Jejik\MT940\Parser\Raiffeisen;
+use Jejik\MT940\Reader;
+use PHPUnit\Framework\TestCase;
+
+class RaiffeisenTest extends TestCase
+{
+    public $statements = [];
+
+    /**
+     * @throws \Jejik\MT940\Exception\NoParserFoundException
+     */
+    public function setUp(): void
+    {
+        $reader = new Reader();
+        $reader->addParser('Raiffeisen', Raiffeisen::class);
+        $this->statements = $reader->getStatements(file_get_contents(__DIR__ . '/../Fixture/document/raiffeisen.txt'));
+    }
+
+    public function testStatement(): void
+    {
+        $this->assertCount(1, $this->statements, 'Assert counting statements.');
+        $statement = $this->statements[0];
+
+        $this->assertEquals('001/0001', $statement->getNumber());
+        $this->assertEquals('CCRALULL/LU1234567890123456789', $statement->getAccount()->getNumber());
+    }
+
+    public function testBalance(): void
+    {
+        $balance = $this->statements[0]->getOpeningBalance();
+        $this->assertInstanceOf(\Jejik\MT940\Balance::class, $balance);
+        $this->assertEquals('2022-02-28 00:00:00', $balance->getDate()->format('Y-m-d H:i:s'));
+        $this->assertEquals('EUR', $balance->getCurrency());
+        $this->assertEquals(0, $balance->getAmount());
+    }
+
+    public function testTransaction(): void
+    {
+        $transactions = $this->statements[0]->getTransactions();
+
+        $this->assertCount(1, $transactions);
+        $this->assertNull($transactions[0]->getContraAccount());
+
+        $this->assertEquals(1, $transactions[0]->getAmount());
+        $expectedDescription =
+            "229\r
+?00BONIFICATION\r
+?20BONIFICATION\r
+?21test trt\r
+?22FT22059PGV08\r
+?30CCRALULLXXX\r
+?32ABC\r
+?60ABC\r
+?612 Max Mustermann,\r
+?62L-3372 LEUDELANGE";
+        $this->assertEquals($expectedDescription, $transactions[0]->getDescription());
+        $this->assertEquals('2022-02-28 00:00:00', $transactions[0]->getValueDate()->format('Y-m-d H:i:s'), 'Assert Value Date');
+        $this->assertEquals('2022-02-28 00:00:00', $transactions[0]->getBookDate()->format('Y-m-d H:i:s'), 'Assert Book Date');
+
+        $this->assertNull($transactions[0]->getCode());
+        $this->assertNull($transactions[0]->getRef());
+        $this->assertNull($transactions[0]->getBankRef());
+
+        $this->assertEquals('229', $transactions[0]->getGVC());
+        $this->assertEquals('BONIFICATION', $transactions[0]->getTxText());
+        $this->assertNull($transactions[0]->getPrimanota());
+        $this->assertNull($transactions[0]->getExtCode());
+
+        $this->assertNull($transactions[0]->getEref());
+
+        $this->assertEquals('CCRALULLXXX', $transactions[0]->getBIC());
+        $this->assertNull($transactions[0]->getIBAN());
+        $this->assertEquals("ABCABC2 Max Mustermann,L-3372 LEUDELANGE", $transactions[0]->getAccountHolder());
+
+        $this->assertNull($transactions[0]->getKref());
+        $this->assertNull($transactions[0]->getMref());
+        $this->assertNull($transactions[0]->getCred());
+        $this->assertNull($transactions[0]->getSvwz());
+        $this->assertEquals('BONIFICATIONtest trtFT22059PGV08', $transactions[0]->getRawSubfieldsData());
+    }
+}
diff --git a/tests/Jejik/Tests/MT940/Parser/SparkasseRdrTest.php b/tests/Jejik/Tests/MT940/Parser/SparkasseRdrTest.php
index c98c8de..1e9e16b 100644
--- a/tests/Jejik/Tests/MT940/Parser/SparkasseRdrTest.php
+++ b/tests/Jejik/Tests/MT940/Parser/SparkasseRdrTest.php
@@ -62,7 +62,7 @@ public function testTransaction()
         $this->assertCount(1, $transactions);
         $this->assertNotNull($transactions[0]->getContraAccount());
 
-        $this->assertEquals(1027.25, $transactions[0]->getAmount());
+        $this->assertEquals(-1027.25, $transactions[0]->getAmount());
         $expectedDescription = "899?00STORNO?109392?20STORNO RECHNUNGSABSCHLUSS?21PER 01.02.2\r\n020?3050652124?31900932005?32GEBÜHREN MANUELL GG UST-FRE?33I";
         $this->assertEquals($expectedDescription, $transactions[0]->getDescription());
         $this->assertEquals('2020-02-01 00:00:00', $transactions[0]->getValueDate()->format('Y-m-d H:i:s'), 'Assert Value Date');
diff --git a/tests/Jejik/Tests/MT940/ParserTransactionTest.php b/tests/Jejik/Tests/MT940/ParserTransactionTest.php
new file mode 100644
index 0000000..d568ec7
--- /dev/null
+++ b/tests/Jejik/Tests/MT940/ParserTransactionTest.php
@@ -0,0 +1,97 @@
+<?php
+
+declare(strict_types=1);
+
+namespace Jejik\Tests\MT940;
+
+use Jejik\MT940\Reader;
+use Jejik\MT940\TransactionInterface;
+use Jejik\Tests\MT940\Fixture\Parser;
+use PHPUnit\Framework\TestCase;
+use RuntimeException;
+
+/**
+ * Class ParserTransactionTest
+ *
+ * @package Jejik\Tests\MT940\Parser
+ */
+class ParserTransactionTest extends TestCase
+{
+    /**
+     * @dataProvider createDataToTestParsingTheTransactions
+     *
+     * @param array $lines
+     * @param string|null $exceptionName
+     * @param array $asserts
+     * @return void
+     */
+    public function testParsingTheTransactions(array $lines, ?string $exceptionName, array $asserts): void
+    {
+        $readerClass = new Reader();
+        $parser = new class($readerClass) extends Parser {
+            public function getTransactions($lines): TransactionInterface
+            {
+                return $this->transaction($lines);
+            }
+
+        };
+
+        if (null !== $exceptionName) {
+            $this->expectException($exceptionName);
+        }
+
+        $transaction = $parser->getTransactions($lines);
+
+        if (null === $exceptionName) {
+            $this->assertInstanceOf(TransactionInterface::class, $transaction);
+            $this->assertSame($asserts['amount'], $transaction->getAmount());
+            $this->assertSame($asserts['description'], $transaction->getDescription());
+        }
+    }
+
+    /**
+     * @return array[]
+     */
+    public function createDataToTestParsingTheTransactions(): array
+    {
+        return [
+            'Succeeds on creditor' => [
+                'lines' => ['100722C12,34NOV NONREF', 'Test'],
+                'exception' => null,
+                'asserts' => [
+                    'amount' => 12.34,
+                    'description' => 'Test'
+                ]
+            ],
+            'Succeeds on storno-creditor' => [
+                'lines' => ['100722RC12,34NOV NONREF', 'Test'],
+                'exception' => null,
+                'asserts' => [
+                    'amount' => -12.34,
+                    'description' => 'Test'
+                ]
+            ],
+            'Succeeds on debitor' => [
+                'lines' => ['100722D12,34NOV NONREF', 'Test'],
+                'exception' => null,
+                'asserts' => [
+                    'amount' => -12.34,
+                    'description' => 'Test'
+                ]
+            ],
+            'Succeeds on storno-debitor' => [
+                'lines' => ['100722RD12,34NOV NONREF', 'Test'],
+                'exception' => null,
+                'asserts' => [
+                    'amount' => 12.34,
+                    'description' => 'Test'
+                ]
+            ],
+            'Fails, because debitor/creditor ID x is not allowed' => [
+                'lines' => ['100722X12,34NOV NONREF', ' Test Bank Identification'],
+                'exception' => RuntimeException::class,
+                'asserts' => []
+            ]
+        ];
+    }
+}
diff --git a/tests/Jejik/Tests/MT940/ReaderTest.php b/tests/Jejik/Tests/MT940/ReaderTest.php
index 57c2607..18d8c54 100644
--- a/tests/Jejik/Tests/MT940/ReaderTest.php
+++ b/tests/Jejik/Tests/MT940/ReaderTest.php
@@ -39,7 +39,7 @@ public function testDefaultParsers()
             $this->assertTrue($e->getMessage() === 'No text is found for parsing.');
         }
 
-        $this->assertCount(16, $reader->getDefaultParsers());
+        $this->assertCount(20, $reader->getDefaultParsers());
     }
 
     public function testAddParser()