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new-state-pension
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<div class="grid-row">
<div class="column-two-thirds">
<div class="gem-c-title
gem-c-title--margin-bottom-5">
<h1 class="gem-c-title__text ">
The new State Pension
</h1>
</div>
<aside class="part-navigation-container" role="complementary">
<nav role="navigation" class="gem-c-contents-list " data-module="track-click" aria-label="Pages in this guide">
<h2 class="gem-c-contents-list__title">Contents</h2>
<ol class="gem-c-contents-list__list">
<li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed gem-c-contents-list__list-item--active" aria-current="true">
Eligibility
</li>
<li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed ">
<a class="gem-c-contents-list__link " data-track-category="contentsClicked" data-track-action="content_item 2" data-track-label="/new-state-pension/what-youll-get" data-track-options="{"dimension29":"What you'll get"}" href="/new-state-pension/what-youll-get">What you'll get</a>
</li>
<li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed ">
<a class="gem-c-contents-list__link " data-track-category="contentsClicked" data-track-action="content_item 3" data-track-label="/new-state-pension/how-to-claim" data-track-options="{"dimension29":"How to claim"}" href="/new-state-pension/how-to-claim">How to claim</a>
</li>
<li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed ">
<a class="gem-c-contents-list__link " data-track-category="contentsClicked" data-track-action="content_item 4" data-track-label="/new-state-pension/how-its-calculated" data-track-options="{"dimension29":"How it's calculated"}" href="/new-state-pension/how-its-calculated">How it's calculated</a>
</li>
<li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed ">
<a class="gem-c-contents-list__link " data-track-category="contentsClicked" data-track-action="content_item 5" data-track-label="/new-state-pension/youve-been-in-a-workplace-personal-or-stakeholder-pension" data-track-options="{"dimension29":"You've been in a workplace, personal or stakeholder pension"}" href="/new-state-pension/youve-been-in-a-workplace-personal-or-stakeholder-pension">You've been in a workplace, personal or stakeholder pension</a>
</li>
<li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed ">
<a class="gem-c-contents-list__link " data-track-category="contentsClicked" data-track-action="content_item 6" data-track-label="/new-state-pension/your-national-insurance-record-and-your-state-pension" data-track-options="{"dimension29":"Your National Insurance record and your State Pension"}" href="/new-state-pension/your-national-insurance-record-and-your-state-pension">Your National Insurance record and your State Pension</a>
</li>
<li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed ">
<a class="gem-c-contents-list__link " data-track-category="contentsClicked" data-track-action="content_item 7" data-track-label="/new-state-pension/inheriting-or-increasing-state-pension-from-a-spouse-or-civil-partner" data-track-options="{"dimension29":"Inheriting or increasing State Pension from a spouse or civil partner"}" href="/new-state-pension/inheriting-or-increasing-state-pension-from-a-spouse-or-civil-partner">Inheriting or increasing State Pension from a spouse or civil partner</a>
</li>
<li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed ">
<a class="gem-c-contents-list__link " data-track-category="contentsClicked" data-track-action="content_item 8" data-track-label="/new-state-pension/living-and-working-overseas" data-track-options="{"dimension29":"Living and working overseas"}" href="/new-state-pension/living-and-working-overseas">Living and working overseas</a>
</li>
</ol>
</nav>
</aside>
</div>
<div class="column-two-thirds">
<h1 class="part-title">
Eligibility
</h1>
<div class="gem-c-govspeak govuk-govspeak direction-ltr disable-youtube" data-module="govspeak">
<p>You’ll be able to claim the new State Pension if you’re:</p>
<ul>
<li>a man born on or after 6 April 1951</li>
<li>a woman born on or after 6 April 1953</li>
</ul>
<p>The earliest you can get the new State Pension is when you reach <a href="/calculate-state-pension">State Pension age</a>.</p>
<p>If you reached State Pension age before 6 April 2016, you’ll get the State Pension under the <a href="/state-pension/what-youll-get">old rules</a> instead.</p>
<div role="note" aria-label="Information" class="application-notice info-notice">
<p>This guide is also available <a href="/pensiwn-y-wladwriaeth-newydd">in Welsh (Cymraeg)</a>.</p>
</div>
<h2 id="your-national-insurance-record">Your National Insurance record</h2>
<p>You’ll usually need at least 10 qualifying years on your <a href="/new-state-pension/your-national-insurance-record-and-your-state-pension">National Insurance record</a> to get any State Pension. They do not have to be 10 qualifying years in a row.</p>
<p>This means for 10 years at least one or more of the following applied to you:</p>
<ul>
<li>you were working and paid <a href="/new-state-pension/your-national-insurance-record-and-your-state-pension">National Insurance contributions</a>
</li>
<li>you were <a href="/national-insurance-credits/eligibility">getting National Insurance credits</a> for example if you were unemployed, ill or a parent or carer</li>
<li>you were paying <a href="/voluntary-national-insurance-contributions">voluntary National Insurance contributions</a>
</li>
</ul>
<p>If you’ve <a href="/new-state-pension/living-and-working-overseas">lived or worked abroad</a> you might still be able to get some new State Pension.</p>
<p>You might also qualify if you’ve paid <a href="/reduced-national-insurance-married-women">married women’s or widow’s reduced rate contributions</a>.</p>
<h2 id="working-after-state-pension-age">Working after State Pension age</h2>
<p>You do not have to stop working when you reach State Pension age but you’ll no longer have to pay <a href="/tax-national-insurance-after-state-pension-age/making-sure-youve-stopped-paying-national-insurance">National Insurance</a>. You can also request <a href="/flexible-working">flexible working arrangements</a>.</p>
</div>
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Next
</span>
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<span class="gem-c-pagination__link-divider visually-hidden">:</span>
<span class="gem-c-pagination__link-label">What you'll get</span>
</a>
</li>
</ul>
</nav>
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<a href="/new-state-pension/print" class="app-c-print-link__link" rel="alternate">
Print entire guide
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<li class="gem-c-related-navigation__link"><a class="gem-c-related-navigation__section-link gem-c-related-navigation__section-link--sidebar gem-c-related-navigation__section-link--other" data-track-category="relatedLinkClicked" data-track-action="1.2 Related content" data-track-label="/additional-state-pension" data-track-options="{"dimension28":"6","dimension29":"Additional State Pension"}" href="/additional-state-pension">Additional State Pension</a></li>
<li class="gem-c-related-navigation__link"><a class="gem-c-related-navigation__section-link gem-c-related-navigation__section-link--sidebar gem-c-related-navigation__section-link--other" data-track-category="relatedLinkClicked" data-track-action="1.3 Related content" data-track-label="/plan-retirement-income" data-track-options="{"dimension28":"6","dimension29":"Plan your retirement income"}" href="/plan-retirement-income">Plan your retirement income</a></li>
<li class="gem-c-related-navigation__link"><a class="gem-c-related-navigation__section-link gem-c-related-navigation__section-link--sidebar gem-c-related-navigation__section-link--other" data-track-category="relatedLinkClicked" data-track-action="1.4 Related content" data-track-label="/workplace-pensions" data-track-options="{"dimension28":"6","dimension29":"Workplace pensions"}" href="/workplace-pensions">Workplace pensions</a></li>
<li class="gem-c-related-navigation__link"><a class="gem-c-related-navigation__section-link gem-c-related-navigation__section-link--sidebar gem-c-related-navigation__section-link--other" data-track-category="relatedLinkClicked" data-track-action="1.5 Related content" data-track-label="/contracted-out" data-track-options="{"dimension28":"6","dimension29":"Contracted out of the State Pension"}" href="/contracted-out">Contracted out of the State Pension</a></li>
<li class="gem-c-related-navigation__link"><a class="gem-c-related-navigation__section-link gem-c-related-navigation__section-link--sidebar gem-c-related-navigation__section-link--other" data-track-category="relatedLinkClicked" data-track-action="1.6 Related content" data-track-label="/state-pension-through-partner" data-track-options="{"dimension28":"6","dimension29":"Your partner’s National Insurance record and your State Pension"}" href="/state-pension-through-partner">Your partner’s National Insurance record and your State Pension</a></li>
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