diff --git a/crates/router/src/core/payments/operations/payment_confirm.rs b/crates/router/src/core/payments/operations/payment_confirm.rs
index 635b3c24cf21..9bbe7cca3912 100644
--- a/crates/router/src/core/payments/operations/payment_confirm.rs
+++ b/crates/router/src/core/payments/operations/payment_confirm.rs
@@ -576,12 +576,6 @@ impl<F: Send + Clone> GetTracker<F, PaymentData<F>, api::PaymentsRequest> for Pa
             payment_method_info,
         } = mandate_details;
 
-        payment_attempt.payment_method_type = payment_method_type
-            .or(payment_attempt.payment_method_type)
-            .or(payment_method_info
-                .as_ref()
-                .and_then(|pm_info| pm_info.payment_method_type));
-
         let token = token.or_else(|| payment_attempt.payment_token.clone());
 
         helpers::validate_pm_or_token_given(
@@ -650,6 +644,17 @@ impl<F: Send + Clone> GetTracker<F, PaymentData<F>, api::PaymentsRequest> for Pa
 
         payment_attempt.payment_method = payment_method.or(payment_attempt.payment_method);
 
+        let payment_method_type = Option::<api_models::enums::PaymentMethodType>::foreign_from((
+            payment_method_type,
+            additional_pm_data.as_ref(),
+        ));
+
+        payment_attempt.payment_method_type = payment_method_type
+            .or(payment_attempt.payment_method_type)
+            .or(payment_method_info
+                .as_ref()
+                .and_then(|pm_info| pm_info.payment_method_type));
+
         // The operation merges mandate data from both request and payment_attempt
         let setup_mandate = mandate_data.map(|mut sm| {
             sm.mandate_type = payment_attempt.mandate_details.clone().or(sm.mandate_type);
diff --git a/crates/router/src/core/payments/operations/payment_create.rs b/crates/router/src/core/payments/operations/payment_create.rs
index c65e58ea2d48..1f0884fe3849 100644
--- a/crates/router/src/core/payments/operations/payment_create.rs
+++ b/crates/router/src/core/payments/operations/payment_create.rs
@@ -1195,6 +1195,11 @@ impl PaymentCreate {
             None
         };
 
+        let payment_method_type = Option::<enums::PaymentMethodType>::foreign_from((
+            payment_method_type,
+            additional_pm_data.as_ref(),
+        ));
+
         Ok((
             storage::PaymentAttemptNew {
                 payment_id: payment_id.to_owned(),
diff --git a/crates/router/src/core/payments/transformers.rs b/crates/router/src/core/payments/transformers.rs
index d37b249cd8a9..ba77ee5ae8b7 100644
--- a/crates/router/src/core/payments/transformers.rs
+++ b/crates/router/src/core/payments/transformers.rs
@@ -3357,3 +3357,38 @@ impl ForeignFrom<ConnectorMandateReferenceId> for DieselConnectorMandateReferenc
         }
     }
 }
+
+impl ForeignFrom<(Self, Option<&api_models::payments::AdditionalPaymentData>)>
+    for Option<enums::PaymentMethodType>
+{
+    fn foreign_from(req: (Self, Option<&api_models::payments::AdditionalPaymentData>)) -> Self {
+        let (payment_method_type, additional_pm_data) = req;
+        additional_pm_data
+            .and_then(|pm_data| {
+                if let api_models::payments::AdditionalPaymentData::Card(card_info) = pm_data {
+                    card_info.card_type.as_ref().and_then(|card_type_str| {
+                        api_models::enums::PaymentMethodType::from_str(&card_type_str.to_lowercase()).map_err(|err| {
+                            crate::logger::error!(
+                                "Err - {:?}\nInvalid card_type value found in BIN DB - {:?}",
+                                err,
+                                card_type_str,
+                            );
+                        }).ok()
+                    })
+                } else {
+                    None
+                }
+            })
+            .map_or(payment_method_type, |card_type_in_bin_store| {
+                if let Some(card_type_in_req) = payment_method_type {
+                    if card_type_in_req != card_type_in_bin_store {
+                        crate::logger::info!(
+                            "Mismatch in card_type\nAPI request - {}; BIN lookup - {}\nOverriding with {}",
+                            card_type_in_req, card_type_in_bin_store, card_type_in_bin_store,
+                        );
+                    }
+                }
+                Some(card_type_in_bin_store)
+            })
+    }
+}