diff --git a/crates/router/src/connector/bluesnap.rs b/crates/router/src/connector/bluesnap.rs
index edcad00c9830..e54d8320d0ff 100644
--- a/crates/router/src/connector/bluesnap.rs
+++ b/crates/router/src/connector/bluesnap.rs
@@ -1043,11 +1043,19 @@ impl api::IncomingWebhook for Bluesnap {
             | bluesnap::BluesnapWebhookEvents::Charge
             | bluesnap::BluesnapWebhookEvents::Chargeback
             | bluesnap::BluesnapWebhookEvents::ChargebackStatusChanged => {
-                Ok(api_models::webhooks::ObjectReferenceId::PaymentId(
-                    api_models::payments::PaymentIdType::PaymentAttemptId(
-                        webhook_body.merchant_transaction_id,
-                    ),
-                ))
+                if webhook_body.merchant_transaction_id.is_empty() {
+                    Ok(api_models::webhooks::ObjectReferenceId::PaymentId(
+                        api_models::payments::PaymentIdType::ConnectorTransactionId(
+                            webhook_body.reference_number,
+                        ),
+                    ))
+                } else {
+                    Ok(api_models::webhooks::ObjectReferenceId::PaymentId(
+                        api_models::payments::PaymentIdType::PaymentAttemptId(
+                            webhook_body.merchant_transaction_id,
+                        ),
+                    ))
+                }
             }
             bluesnap::BluesnapWebhookEvents::Refund => {
                 Ok(api_models::webhooks::ObjectReferenceId::RefundId(