diff --git a/src/markets/search_and_matching_credit.jl b/src/markets/search_and_matching_credit.jl
index f95ae1d..69dcf32 100644
--- a/src/markets/search_and_matching_credit.jl
+++ b/src/markets/search_and_matching_credit.jl
@@ -20,9 +20,9 @@ function search_and_matching_credit(firms::AbstractFirms, model)
     DL_i = zeros(size(DL_d_i))
     I_FG = findall(DL_d_i .> 0)
     shuffle!(I_FG)
-    s = sum(L_e_i) + sum(DL_i)
+    s_L_e_i = sum(L_e_i)
     for i in I_FG
-        DL_i[i] = max(0.0, min(DL_d_i[i], zeta_LTV * K_e_i[i] - L_e_i[i], E_k / zeta - s))
+        DL_i[i] = max(0.0, min(DL_d_i[i], zeta_LTV * K_e_i[i] - L_e_i[i], E_k / zeta - s_L_e_i - sum(DL_i)))
     end
     return DL_i
 end