diff --git a/app/helpers/content_helper.rb b/app/helpers/content_helper.rb
index 37dc9042..54aaec04 100644
--- a/app/helpers/content_helper.rb
+++ b/app/helpers/content_helper.rb
@@ -1,3 +1,5 @@
+require 'ostruct'
+
 module ContentHelper
   # @see [CustomMarkdown config/initializers/markdown.rb]
   # @param markdown [String]
@@ -53,40 +55,50 @@ def side_navigation(page)
     end
   end
 
+  # @return [Resource, OpenStruct]
   def signup
-    Resource.by_name('ctas.signup') || null_resource('ctas.signup')
+    Resource.by_name('ctas.signup') || placeholder_resource('ctas.signup')
   end
 
+  # @return [Resource, OpenStruct]
   def not_found
-    Resource.by_name('error.not_found') || null_resource('error.not_found')
+    Resource.by_name('error.not_found') || placeholder_resource('error.not_found')
   end
 
+  # @return [Resource, OpenStruct]
   def internal_server_error
-    Resource.by_name('error.internal_server_error') || null_resource('error.internal_server_error')
+    Resource.by_name('error.internal_server_error') || placeholder_resource('error.internal_server_error')
   end
 
+  # @return [Resource, OpenStruct]
   def unprocessable_entity
-    Resource.by_name('error.unprocessable_entity') || null_resource('error.unprocessable_entity')
+    Resource.by_name('error.unprocessable_entity') || placeholder_resource('error.unprocessable_entity')
   end
 
+  # @return [Resource, OpenStruct]
   def service_unavailable
-    Resource.by_name('error.service_unavailable') || null_resource('error.service_unavailable')
+    Resource.by_name('error.service_unavailable') || placeholder_resource('error.service_unavailable')
   end
 
+  # @return [Resource, OpenStruct]
   def feedback
-    Resource.by_name('ctas.feedback') || null_resource('ctas.feedback')
+    Resource.by_name('ctas.feedback') || placeholder_resource('ctas.feedback')
   end
 
+  # @return [Resource, OpenStruct]
   def content_footer
-    Resource.by_name('ctas.content_footer') || null_resource('ctas.content_footer')
+    Resource.by_name('ctas.content_footer') || placeholder_resource('ctas.content_footer')
   end
 
+  # @return [Resource, OpenStruct]
   def other_useful_resources
-    Resource.by_name('other_useful_resources') || null_resource('other_useful_resources')
+    Resource.by_name('other_useful_resources') || placeholder_resource('other_useful_resources')
   end
 
-  def null_resource(name)
-    OpenStruct.new(
+  # @param name [String]
+  # @return [OpenStruct]
+  def placeholder_resource(name)
+    ::OpenStruct.new(
       name: name,
       title: "Title for #{name}",
       body: "Body for #{name}",
@@ -94,4 +106,20 @@ def null_resource(name)
       link_to: '#',
     )
   end
+
+  # @param page [Page]
+  # @return [String]
+  def card_thumbnail(page)
+    thumbnail = page.thumbnail || placeholder_thumbnail
+    image_tag(thumbnail.url, class: 'full-width-image', alt: thumbnail.description, title: thumbnail.title)
+  end
+
+  # @return [OpenStruct]
+  def placeholder_thumbnail
+    ::OpenStruct.new(
+      url: 'https://placehold.co/380x254/347ca9/FFFFFF/png',
+      description: 'Default description',
+      title: 'Default title',
+    )
+  end
 end
diff --git a/app/models/page.rb b/app/models/page.rb
index bad92ab9..7c03b968 100644
--- a/app/models/page.rb
+++ b/app/models/page.rb
@@ -55,9 +55,9 @@ def navigation?
     page_style == 'side-nav'
   end
 
-  # @return [ContentfulModel::Asset]
+  # @return [ContentfulModel::Asset, nil]
   def thumbnail
-    return ::OpenStruct.new(url: 'https://placehold.co/380x254/347ca9/FFFFFF/png') if fields[:image].blank?
+    return if fields[:image].blank?
 
     fetch_or_store self.class.to_key(fields[:image].id) do
       ContentfulModel::Asset.find(fields[:image].id)
@@ -84,6 +84,7 @@ def tier3?
     parent&.tier2?
   end
 
+  # @return [Date]
   def created_at
     released_at || super
   end
diff --git a/app/views/pages/_card.html.slim b/app/views/pages/_card.html.slim
index b1a64745..29e5e1d2 100644
--- a/app/views/pages/_card.html.slim
+++ b/app/views/pages/_card.html.slim
@@ -1,8 +1,8 @@
 .govuk-grid-column-one-third
   .hf-card
     a href=card.path
-      .hf-card-container 
-        = image_tag(card.thumbnail.url, class: 'full-width-image', alt: card.thumbnail.description, title: card.thumbnail.title)
+      .hf-card-container
+        = card_thumbnail(card)
 
         .hf-card-details
           h3.govuk-heading-m
diff --git a/spec/helpers/content_helper_spec.rb b/spec/helpers/content_helper_spec.rb
index acab70fd..32fb267e 100644
--- a/spec/helpers/content_helper_spec.rb
+++ b/spec/helpers/content_helper_spec.rb
@@ -119,13 +119,40 @@
     end
   end
 
-  describe 'Null resource' do
-    subject(:null_resource) { helper.null_resource('example') }
+  describe '#placeholder_resource' do
+    subject(:placeholder_resource) { helper.placeholder_resource('example') }
 
     context 'with name passed in' do
       it 'returns content using name' do
-        expect(null_resource.title).to eq 'Title for example'
+        expect(placeholder_resource.title).to eq 'Title for example'
       end
     end
   end
+
+  describe '#card_thumbnail' do
+    let(:page) { Page.by_slug(slug) }
+
+    context 'with image' do
+      let(:slug) { 'reducing-paperwork' }
+
+      it do
+        expect(helper.card_thumbnail(page)).to include 'images.ctfassets'
+      end
+    end
+
+    context 'with placeholder' do
+      let(:slug) { 'interactions' }
+
+      it do
+        expect(helper.card_thumbnail(page)).to start_with '<img class='
+      end
+    end
+  end
+
+  describe '#placeholder_thumbnail' do
+    it do
+      expect(helper.placeholder_thumbnail).to be_a OpenStruct
+      expect(helper.placeholder_thumbnail.url).to eql 'https://placehold.co/380x254/347ca9/FFFFFF/png'
+    end
+  end
 end
diff --git a/spec/models/page_spec.rb b/spec/models/page_spec.rb
index 34fd394a..5f960d70 100644
--- a/spec/models/page_spec.rb
+++ b/spec/models/page_spec.rb
@@ -164,4 +164,22 @@
       specify { expect(page.pages.count).to be 0 }
     end
   end
+
+  describe '#thumbnail' do
+    context 'with linked asset' do
+      let(:slug) { 'reducing-paperwork' }
+
+      it do
+        expect(page.thumbnail).to be_a ContentfulModel::Asset
+      end
+    end
+
+    context 'without linked asset' do
+      let(:slug) { 'interactions' }
+
+      it do
+        expect(page.thumbnail).to be_nil
+      end
+    end
+  end
 end