- Swap token
- Lock token
- Withdraw token
- As stable coin
- In original coin
- With interest in bitsave coin
- Penalty noted
- User saves in volatile token V.
- User puts in penalty percentage they want to pay
- User interest in bitsave's token B is calculated
- User can choose to save in safe or risk mode
- Token V is converted to stable coin S.
- Coin S is locked in user's account till maturity
- User wait till maturity time
- If user breaks saving
- S is unlocked from user's account
- Penalty percentage P% is removed from S.
- Remaining S is converted back to V.
- V is made available to user without interest B.
- Token V is locked directly for user